Solve all of your financial problems

Security Features

iMoneyplus employs robust security measures to protect our clients' personal and financial information.

Transparency

iMoneyplus provides clear and transparent terms and conditions, including interest rates, loan terms and fees.

No Collateral Required

iMoneyplus does not require collateral, and iMoneyplus is accessible to a broader range of individuals who may not have valuable assets to pledge.

Competitive Interest Rates

iMoneyplus offers competitive interest rates, especially for repeat borrowers who have demonstrated a responsible repayment history.

Our Features

How the loan works

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Create an account and verify your identity.

Provide personal and financial information.

Submit your loan application.

Wait for approval or rejection notification.

Receive the loan funds in your bank account.

Make timely payments to repay the loan.

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Who can apply for a loan

A Nigeria Citizen

Between 18-65 years old

Regular source of income

Loan Features

1. Loans Amount: ₦8,000 to ₦200,000

2. Loan Tenure: 91 days ~ 365 days

3. APR: 12% to 50%

4. Service fee: 0%

Example:

If the loan amount is ₦5,000 and the APR is 36.5% per annul with a tenure of 180 days, the services fee is 0%:

Interest = ₦5,000 36.5% / 365 180 = ₦900

You will get ₦5,000 and should repay ₦5900 (5,000 + 900)

Repayment Example:

If you choose to make a one-time repayment, then you will make a one-time repayment of ₦5900 after 180 days.

If you choose to make monthly repayments, your monthly repayment amount will be ₦5900/6 = ₦983

Loan info